Financial Goals You Should Set For Yourself In 2023 - Reaprite - The Smart Way To Save And Invest Money Online
26 February, 2024
Financial goals

Financial Goals You Should Set For Yourself In 2023

It’s well known that most people who make new year financial goals don’t live by them. In fact, a lot derail by the end of January. Why is that? 

One of the major reasons for this is, they set very unrealistic financial goals. For you to actually achieve your financial goals in 2023, you need to set goals that are realistic.

We’ve researched and found some realistic goals that you should set for yourself in 2023.

  • Goal to improve your financial intelligence

You will agree that knowledge is power. If 2023 is a year you will achieve your financial goals, you will have to start by upgrading your financial knowledge. The truth is, your financial situation is a reflection of your knowledge. 

Here are some ways to improve your financial knowledge.

  • Read as many as financial books you can find.
  • Update yourself with financial news and activities in the money market.
  • Follow financial gurus on social media and read financial blogs.


  • Goal to pay off your debt

If you are in debt currently, make a decision to pay them off in 2023. One of the disadvantages of debt is, it sets you back in your financial journey. Imagine trying to run with a weight tied to your waist. The race will be slow. That is exactly what debts do to you. One of the key lessons in the book “The Richest Man In Babylon” is paying off your debt, as it helps you focus on the accumulation of wealth.

  • Goal to upgrade your finances.

How much did you earn in 2022? Are you okay with that? I guess not. If that is the case, 2023 is the time to upgrade and earn more. If you have a job, it’s time to ask for a raise, or get another one that pays you what you are worth. Are you running a business? It’s time to charge what your products or services are worth. Target clients who can pay you more and sell to them.

Remember, to upgrade your finances, you need to upgrade your skills. People actually pay for your skill. So, make 2023 a year to learn new skills and upgrade the ones you have.

  • Goal to create an emergency fund

Emergencies don’t announce their arrival, and that is why you should prepare before they come. Ideally, your emergency fund should be at least your 3 to 6 month’s earnings. This is the fund you fall back on when a financial burden you didn’t expect happens.

  • Goal to save and invest

Your financial goals in 2023 will not be complete if savings and investment are not included. Actually, that is how your money grows. Want to build wealth? Start saving in 2023. That is the first step. When your savings accumulate, invest it.

Don’t just save. You should also look out for platforms that grow your savings like Reaprite. With Reaprite, you can earn up to 16% interest per annum on your savings. You can also take advantage of the current anniversary promo and earn up to 20% interest rate per annum for the next 6 months. Visit App Store or Play Store. Download the app and start saving now.


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